Proof of Usefulness Report

Line

Analysis completed on 1/25/2026

+425
Proof of Usefulness Score
Certified Problem Solver

Project verified as Line Financial PBC, a legitimate and well-funded ($125M+) fintech platform for gig workers with significant traction (>600k users). However, the submission itself is of extremely low quality, containing hyperbolic claims ('most people have used my product') and lacking specific data. The score reflects the high verifiable value and scale of the actual company, heavily penalized by the poor evidence and lack of effort in the submission.

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Score Breakdown

Real World Utility+12.75
Audience Reach Impact+7.50
Technical Innovation+4.50
Evidence Of Traction+13.50
Market Timing Relevance+9.00
Functional Completeness+0.25
Subtotal475.0)
Usefulness Multiplierx0.89
Final Score+425

Project Details

Project URL
Description
Qualified active working professionals including gig workers join and access Line's tools, services, safety nets to save, spend, plan better and protect themselves against financial uncertainties via the Line iOS and Android apps. Money Service Businesses, Insurers, Teclos, Retailers, and Medical Market Places that these professionals activelyuse, embed line in their consumer channels to increase transaction volume and prevent non-payment, as well as in their business process to eliminate fraud, detect payment, and other lapses ahead of time.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline