Kima Finance is a verifiable, venture-backed ($5M+ Seed) interoperability protocol addressing fragmented liquidity in DeFi and TradFi. While the project holds significant technical promise (patented 'no smart contract' settlement engine) and institutional backing (FinSec Innovation Lab, Blockchange), the submission itself was of extremely poor quality, containing false traction claims ('most people have used my product') and missing data. The score reflects the project's legitimate infrastructure potential, heavily penalized for the reliable data gaps in this specific application.
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