Proof of Usefulness Report

Kiavi

Analysis completed on 1/24/2026

+265
Proof of Usefulness Score
Gaining Momentum

The project 'Kiavi' (formerly LendingHome) is a legitimate, well-established real estate fintech company with significant market presence. However, the submission itself is of extremely low quality, submitted by an unverified alias ('MysticShade') with a suspicious email domain ('lh-matrix.com') and containing demonstrably false claims (e.g., 'most people have used my product'). While the underlying business has high utility and traction, the submission fails to provide credible evidence, necessitating heavy penalties on quality factors. The score reflects the strength of the actual company dampened significantly by the unverifiable and poor-quality submission.

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Score Breakdown

Real World Utility+22.5
Audience Reach Impact+8.4
Technical Innovation+10.5
Evidence Of Traction+10.0
Market Timing Relevance+6.0
Functional Completeness+0.25
Subtotal+288
Usefulness Multiplierx0.92
Final Score+265

Project Details

Project URL
Description
Kiavi is a technology-driven company that provides financing solutions for real estate investors. They offer a simpler, faster, and more reliable way for clients to secure funding for their next investment property through their digital platform. Kiavi provides various loan products including Fix and Flip loans, Bridge loans, DSCR Rental loans, and Rental Portfolio loans.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline