KalletPay is a verifiable fintech project with a live mobile application and business registration (Kazzylen Ltd). However, the submission is significantly marred by hyperbolic and false claims (e.g., 'most people have used my product'), an invalid contact email, and a lack of verifiable revenue data. While the app addresses a genuine need for USD virtual cards in Nigeria, the actual traction appears to be in the low thousands (<50k) rather than the claimed universal reach. The project falls into the 'Minimal Traction' category, with penalties applied for poor response quality and inflated metrics.
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