Proof of Usefulness Report

Iris Solutions

Analysis completed on 2/9/2026

+303
Proof of Usefulness Score
Certified Problem Solver

Iris Solutions is a verified PSD2-licensed payment institution in Southeast Europe (Bulgaria) with legitimate bank integrations (Investbank, UniCredit) and utility partnerships (Sofiyska Voda). However, the submission is of extremely low quality, containing hyperbolic claims ('audience: everyone', 'most people have used my product') and discrepancies in team size (submission claims 125; website lists ~15 key members, though 'Iris Software' is a separate large entity likely confused here). The 'market cap' of 17M is likely a valuation (BGN/EUR) consistent with a regional fintech. The score reflects strong underlying business utility and verified regional traction, heavily penalized for poor evidence and exaggerated reach.

Ready to Compete for $150k+ in Prizes?

Move this data into a HackerNoon blog draft to become eligible for your share of $150k+ in cash and software prizes

View All Reports

Score Breakdown

Real World Utility+112.5
Audience Reach Impact+36.0
Technical Innovation+56.25
Evidence Of Traction+70.0
Market Timing Relevance+42.5
Functional Completeness+1.25
Subtotal+318.5
Usefulness Multiplierx0.95
Final Score+303

Project Details

Project URL
Description
The leading Open banking provider in Southeast Europe. PSD-2 Licensed payment institutions offering account information and payment initiation services.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline