Proof of Usefulness Report

Intergiro

Analysis completed on 1/23/2026

+48
Proof of Usefulness Score
You're In Business

The project is a verified Swedish fintech that, according to recent records (relative to the current date of Jan 2026), filed for bankruptcy in July 2025 following the revocation of its license by the Swedish Financial Supervisory Authority (SFSA) for AML/compliance failings. While the company historically achieved ~€20M ARR and ~100 employees, the submission is deceptive or outdated, failing to acknowledge the company's collapse and making hyperbolic, false claims about reach ('everyone', 'most people'). Technical assets were reportedly acquired by Valuno Group, but the submitted entity is effectively defunct.

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Score Breakdown

Real World Utility+20
Audience Reach Impact+10
Technical Innovation+50
Evidence Of Traction+20
Market Timing Relevance+10
Functional Completeness+0
Subtotal+55
Usefulness Multiplierx0.88
Final Score+48

Project Details

Project URL
Description
Intergiro, a Swedish fintech start-up, offers a financial ecosystem for innovators and digital builders. Its Banking as a Service platform enables businesses to provide various financial services to their customers without having to build and maintain their own banking license or infrastructure.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline