Proof of Usefulness Report

Human Interest

Analysis completed on 1/23/2026

+687
Proof of Usefulness Score
Category Standard

Human Interest is a verified 'unicorn' in the fintech retirement space with a valuation over $1B and significant market traction. While the project itself demonstrates exceptional real-world utility and scale (serving thousands of SMBs), the submission quality was notably poor, containing hyperbolic claims ('everyone', 'most people have used my product') which negatively impacted the quality multipliers. However, the underlying metrics of the business—revenue, valuation, and team size—justify a high score in the 'Much larger scale' tier.

Ready to Compete for $150k+ in Prizes?

Move this data into a HackerNoon blog draft to become eligible for your share of $150k+ in cash and software prizes

View All Reports

Score Breakdown

Real World Utility+225.0
Audience Reach Impact+126.0
Technical Innovation+127.5
Evidence Of Traction+190.0
Market Timing Relevance+90.0
Functional Completeness+5.0
Subtotal+763.5
Usefulness Multiplierx0.9
Final Score+687

Project Details

Project URL
humaninterest.com
Description
Previously, only large companies offered employee retirement plans, leaving more than half of all working Americans without a path to a secure financial future. \n\nWe believe that a path to financial independence should be accessible to people in all lines of work. \n \nHere are the big things we've done to shake things up in the retirement industry: \neliminated all 401(k) transactions fees for companies and their employees; \nmade it so easy to start saving that we see 2x the average industry participation rate\nhelped thousands of customers open their company’s first 401(k) plan and start saving \nbuilt end-to-end technology to solve administrative and compliance headaches for small and medium-sized businesses\n

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline