Proof of Usefulness Report

Hum Capital

Analysis completed on 1/23/2026

+550
Proof of Usefulness Score
Industry Mainstay

Hum Capital is a verified, high-traction fintech entity (Intelligent Capital Market) with over $200M in backing and $700M+ in facilitated capital, employing ~71 people. However, the submission itself is of very low quality, containing demonstrably false claims (e.g., 'most people have used my product', audience is 'everyone'). The score reflects the high real-world utility and verified market position of the company, significantly penalized by the lack of effort and accuracy in the submission text.

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Score Breakdown

Real World Utility+225.0
Audience Reach Impact+60.0
Technical Innovation+120.0
Evidence Of Traction+112.5
Market Timing Relevance+85.0
Functional Completeness+2.5
Subtotal+605
Usefulness Multiplierx0.91
Final Score+550

Project Details

Project URL
Description
Hum Capital is a financial technology company that leverages data and technology to connect businesses with the right capital providers. Through its innovative platform, Hum Capital offers a more efficient and transparent way for companies to access funding by analyzing their financial data and matching them with suitable investors. The platform aims to streamline the capital-raising process, making it easier for businesses to secure the necessary resources to grow and succeed. By focusing on data-driven insights, Hum Capital seeks to transform the traditional fundraising landscape, providing both companies and investors with a more informed and efficient experience.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline