Hudson Valley Credit Union is a large, established financial institution with over $6B in assets and 300,000+ members, demonstrating high real-world utility and traction. However, the project submission itself is of poor quality, featuring inaccurate data (e.g., '$17M marketcap', 'most people have used my product') and lacking technical details. While the entity's scale justifies a high baseline, the lack of digital innovation evidence and the low-effort submission significantly dampen the potential score.
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Score Breakdown
Project Details
Algorithm Insights
Recommendations to Increase Usefulness Score
Document User Growth
Provide specific metrics on user acquisition and retention rates
Showcase Revenue Model
Detail sustainable monetization strategy and current revenue streams
Expand Evidence Base
Include testimonials, case studies, and third-party validation
Technical Roadmap
Share development milestones and feature completion timeline