Proof of Usefulness Report

Halan - حالا

Analysis completed on 2/2/2026

+657
Proof of Usefulness Score
Category Standard

MNT-Halan is a confirmed Egyptian fintech unicorn (valued >$1B) with massive verified traction (7M+ customers, $2.5B+ disbursed loans). The project demonstrates exceptional real-world utility by banking the unbanked and providing a comprehensive super-app ecosystem. While the submission itself was low-effort (vague claims, unprofessional metadata), the underlying project's scale, funding ($400M+ raised), and market dominance justify a high score in the top tier of the calibration scale.

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Score Breakdown

Real World Utility1.25)
Audience Reach Impact1.00)
Technical Innovation0.75)
Evidence Of Traction1.25)
Market Timing Relevance0.50)
Functional Completeness0.25)
Subtotal+637.38
Usefulness Multiplierx1.03
Final Score+657

Project Details

Description
Founded in 2018, Halan stands as Egypt’s premier super app, revolutionizing access to financial services through cutting-edge technology. Serving millions, we offer transformative solutions that redefine convenience, seamlessness, and cost-effectiveness for individuals and aspiring businesses alike. Our Halan super app is a game-changer, providing unparalleled convenience by consolidating all financial needs into one accessible platform. For the first time in Egypt, in one single app, users can get money, make money, transfer money, play and win money, and shop, all in one place. Experience unprecedented access to a comprehensive suite of financial tools and services, seamlessly integrated into our platform: Shop effortlessly with flexible payment options through the Halan Card. Explore attractive investment opportunities like gold purchases with convenient installments, and earn unmatched annual interest on savings. Streamline financial transactions with seamless bill payments and peer-to-peer transfers via Halan Cash. Enjoy hassle-free shopping with doorstep delivery and irresistible deals on our e-grocer and e-commerce platforms. Engage in captivating gaming experiences for daily prize-winning opportunities. Access credit limits and repay at your convenience, putting you in control of your financial journey.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline