Proof of Usefulness Report

Gravity Lending

Analysis completed on 2/10/2026

+518
Proof of Usefulness Score
Industry Mainstay

Gravity Lending is a legitimate, established fintech company based in Austin, TX, with verified external traction (A+ BBB rating, ~4.9/5 stars on Trustpilot, ~350 employees). However, the project submission itself was of extremely low quality, containing false claims ('most people have used my product'), vague data ('everyone' audience), and confused financial metrics. The score reflects the high real-world utility and scale of the business, significantly dampened by the poor quality of evidence provided in the input.

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Score Breakdown

Real World Utility+22.0
Audience Reach Impact+9.0
Technical Innovation+3.75
Evidence Of Traction+13.5
Market Timing Relevance+7.5
Functional Completeness+0.5
Subtotal+56.25
Usefulness Multiplierx0.92
Final Score+518

Project Details

Description
Gravity Lending is a fintech company with over 50 years of financial services experience focused on offering a vast array of consumer lending products. Gravity Lending connects you to the lowest cost loans for all of your lending needs. We find the best rates, terms, and conditions so that you get quick access to the money you deserve. Our team is dedicated to improving your life one payment at a time.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline