Proof of Usefulness Report

Galleria Bank

Analysis completed on 2/10/2026

+564
Proof of Usefulness Score
Industry Mainstay

Galleria Bank is a verified, established Brazilian fintech specialized in Home Equity credit, operating with significant scale (approx. 100 employees and hundreds of millions in BRL assets under management/FIDC). However, the project submission itself was of extremely low quality, featuring hyperbolic claims ('everyone', 'most people have used my product') and lazy data entry. While the underlying business is strong and verified via external search (Austin Rating, media coverage), the score is heavily penalized by low Quality Factors in 'Traction' and 'Reach' due to the submitter's inaccurate and unverifiable statements.

Ready to Compete for $150k+ in Prizes?

Move this data into a HackerNoon blog draft to become eligible for your share of $150k+ in cash and software prizes

View All Reports

Score Breakdown

Real World Utility+22.5
Audience Reach Impact+7.5
Technical Innovation+9.75
Evidence Of Traction+10.625
Market Timing Relevance+8.5
Functional Completeness+0.5
Subtotal+59.375
Usefulness Multiplierx0.95
Final Score+564

Project Details

Description
Transformando sonhos em realidade com o Crédito com Imóvel em Garantia! O Galleria Bank é especializado em Home Equity, oferecendo uma solução financeira exclusiva para suas necessidades. Nosso compromisso é abrir portas para suas maiores conquistas, com taxas de juros imbatíveis e condições acessíveis, mesmo para quem enfrenta restrições no nome. Imagine ter acesso a valores significativos com parcelas que cabem no seu bolso e prazos que proporcionam tranquilidade financeira. Venha descobrir como seu imóvel pode ser a chave para um futuro repleto de realizações. Galleria Bank – seu parceiro financeiro

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline