Proof of Usefulness Report

Fintech Daydreaming

Analysis completed on 2/6/2026

+32
Proof of Usefulness Score
You're In Business

Fintech Daydreaming is a legitimate, active niche podcast focusing on banking technology and fintech disruption, particularly within the Nordic region. Hosted by Pål Krogdahl and Ville Sointu, it has established verifiable partnerships with Nordic Fintech Magazine and Fintech Farm Helsinki. However, the project submission itself contains significant inaccuracies and 'spam-like' claims (e.g., 'most people have used my product', '17M marketcap', audience reach 'everyone'), which severely undermine the credibility of the input data. While the project has real-world utility for a B2B audience, its actual scale is far smaller than the submission implies, fitting the 'Minimal traction' (<50k users) category relative to the HackerNoon benchmark.

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Score Breakdown

Real World Utility+12.0
Audience Reach Impact+2.5
Technical Innovation+1.5
Evidence Of Traction+6.0
Market Timing Relevance+7.0
Functional Completeness+0.25
Subtotal+29.25
Usefulness Multiplierx1.10
Final Score+32

Project Details

Description
Between digital native customers demanding instant gratification and the ever increasing amount of regulation, financial institutions are between a rock and a hard place. The era of the fintech started after the 2008 financial crisis, challenging the status quo. More than a decade later banks haven’t gone anywhere, yet fintech is more relevant than ever. What happened with all the fintech hopes and dreams? In this podcast Pål Krogdahl & Ville Sointu pick one topic in every episode and try to look at it through the lens of fintech disruption - or lack thereof. This is Fintech Daydreaming.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline