Proof of Usefulness Report

Finkargo

Analysis completed on 2/3/2026

+663
Proof of Usefulness Score
Category Standard

Finkargo is a high-growth fintech providing verified trade financing to SMBs in Colombia and Mexico, having raised over $120M in equity and debt (Series A verified). While the project demonstrates exceptional real-world utility and traction ($200M+ financed), the submission itself was of extremely poor quality, containing hallucinatory claims ('most people have used my product') and generic data. The score reflects the high verifiable value of the business, significantly penalized by the lack of effort and accuracy in the submission.

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Score Breakdown

Real World Utility+225.0
Audience Reach Impact+80.0
Technical Innovation+112.5
Evidence Of Traction+270.0
Market Timing Relevance+90.0
Functional Completeness+2.5
Subtotal+780
Usefulness Multiplierx0.85
Final Score+663

Project Details

Description
Financiamiento alternativo de importaciones para las empresas que quieren crecer más rápido en sus operaciones de comercio exterior en Colombia y México. Acceso a capital de forma rápida, flexible y segura en un proceso de aplicación a cupos rotativos 100% digital.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline