Proof of Usefulness Report

FICO

Analysis completed on 2/6/2026

+767
Proof of Usefulness Score
Unicorn Utility

The submission represents FICO (Fair Isaac Corporation), a global leader in analytics and credit scoring. While the submission form was completed with minimal effort (vague claims, generic text), the verified entity possesses immense real-world utility, global reach, and undeniable market traction (publicly traded, standard-setter for lending). The score is heavily buoyed by the verifiable status of the company (Team: 7500, established 1956) rather than the quality of the submission content. The low quality of the response penalized the 'Technical Innovation' and 'Response Quality' metrics, preventing a higher score.

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Score Breakdown

Real World Utility+250
Audience Reach Impact+200
Technical Innovation+60
Evidence Of Traction+250
Market Timing Relevance+90
Functional Completeness+2.5
Subtotal+852.5
Usefulness Multiplierx0.9
Final Score+767

Project Details

Project URL
fico.com
Description
FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 90+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline