Proof of Usefulness Report

Fetch MI

Analysis completed on 1/21/2026

-20
Proof of Usefulness Score
Lab Mode

The submission conflates two unrelated entities, resulting in a critical verification failure. The URL 'fetchmi.io' belongs to a defunct mortgage insurance startup (verified as 'deadpooled' and unrelated to loyalty rewards). However, the description, revenue ($2.5B), and team size (734) describe 'Fetch' (fetch.com), a well-known unicorn rewards app. The submission erroneously attributes the success of the major corporation to a disconnected, inactive domain. Consequently, the project as submitted lacks validity, active utility, or verifiable traction.

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Score Breakdown

Real World Utility+10
Audience Reach Impact+0
Technical Innovation+10
Evidence Of Traction+0
Market Timing Relevance+10
Functional Completeness+10
Subtotal+8
Usefulness Multiplierx0.92
Final Score-20

Project Details

Project URL
Description
Fetch MIis in the Banking Tech Industry

Algorithm Insights

Market Position
Early stage requiring focused development
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline