Proof of Usefulness Report

Fannie Mae

Analysis completed on 1/21/2026

+716
Proof of Usefulness Score
Category Standard

Fannie Mae is a foundational pillar of the U.S. housing finance system with immense verifiable utility, reach, and traction (trillions in assets). Despite a low-quality submission that lacked specific data and relied on 'null' fields, the entity's public scale commands a high score. Technical innovation was scored conservatively due to lack of detail on custom implementation, and the response quality received a significant penalty.

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Score Breakdown

Real World Utility+250.0
Audience Reach Impact+200.0
Technical Innovation+72.0
Evidence Of Traction+200.0
Market Timing Relevance+90.0
Functional Completeness+2.5
Subtotal+814.5
Usefulness Multiplierx0.88
Final Score+716

Project Details

Project URL
fanniemae.com
Description
Fannie Mae, officially known as the Federal National Mortgage Association, is a leading source of mortgage financing in the United States. Established in 1938, the company operates with the mission to provide liquidity, stability, and affordability to the U.S. housing market. Fannie Mae works with lenders to ensure they have the funds to offer home loans to qualified borrowers, thereby facilitating homeownership and rental housing opportunities. Through its website, fanniemae.com, the company offers a range of resources and tools for lenders, investors, and homeowners, including mortgage products, market insights, and financial solutions. Fannie Mae plays a crucial role in the secondary mortgage market by purchasing and guaranteeing mortgages, which helps to maintain a steady flow of capital in the housing finance system.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline