Ezpag

Ezpag is a verifiable business based in Miami offering smartphone financing to immigrants lacking credit history, a clear real-world utility. However, the project submission is of extremely low quality, containing hyperbolic claims ('most people have used my product', 'audience reach: everyone') and incoherent financial data ('marketcap: 50000'). External due diligence confirms ~15,000 customers but also highlights consumer complaints regarding high interest rates and aggressive collections. The score reflects the tangible business utility and niche traction, heavily penalized for professional negligence in the submission and potential predatory practices.