Proof of Usefulness Report

Era Finance

Analysis completed on 1/24/2026

+46
Proof of Usefulness Score
You're In Business

Era Finance (era.app) is a legitimate, VC-backed fintech startup (raised ~$9M+) offering AI-driven wealth management. However, this submission appears to be from a non-official source or bot ('SwiftRider'), containing blatantly false claims (e.g., 'most people have used my product', 125 employees vs ~21 actual). While the actual product has high utility and market relevance, the submission's inaccurate data, lack of technical detail, and nonsensical metrics (revenue listed as 'marketcap') result in a low score consistent with a 'Minimal Traction/Red Flags' classification.

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Score Breakdown

Real World Utility+20.0
Audience Reach Impact+2.0
Technical Innovation+4.5
Evidence Of Traction+6.25
Market Timing Relevance+9.0
Functional Completeness+0.25
Subtotal+42
Usefulness Multiplierx1.10
Final Score+46

Project Details

Project URL
Description
Make more of your money with an AI for your finances. Taxes, spending, saving, investments. All in one.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline