Proof of Usefulness Report

ePayco

Analysis completed on 1/20/2026

+352
Proof of Usefulness Score
Certified Problem Solver

ePayco is a verifiable, established fintech player in Latin America (Colombia) with significant real-world utility in payment processing. However, the submission quality is extremely poor, containing hyperbolic claims ('everyone', 'most people') and missing key metrics. While the project fundamentals are strong (10+ years, 50+ team), the score is heavily penalized by the lack of provided evidence and low-effort responses, placing it just above the calibration baseline for established brands.

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Score Breakdown

Real World Utility+112.5
Audience Reach Impact+80.0
Technical Innovation+26.25
Evidence Of Traction+53.13
Market Timing Relevance+40.0
Functional Completeness+2.5
Subtotal+314.38
Usefulness Multiplierx1.12
Final Score+352

Project Details

Project URL
Description
ePayco is a leading financial technology company that specializes in providing comprehensive payment processing solutions. With its domain, epayco.com, the company offers a wide range of services including online payment gateways, electronic invoicing, and digital wallet solutions. ePayco is dedicated to facilitating seamless and secure transactions for businesses of all sizes, enhancing their ability to manage payments efficiently. The company is known for its user-friendly platform, robust security measures, and commitment to innovation in the fintech industry, making it a trusted partner for merchants looking to optimize their payment processes.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline