Proof of Usefulness Report

Duuo by Co. -Operators

Analysis completed on 2/6/2026

+317
Proof of Usefulness Score
Certified Problem Solver

Duuo is a legitimate digital insurance division of The Co-operators Group (a major Canadian insurer with $7B+ revenue), focusing on embedded insurance for gig/rental platforms. However, the submission quality is extremely low. The submitter ('ShadowHunter') provides exaggerated claims ('most people have used my product') and seemingly confuses their own financial data with an unrelated penny stock (Duo World Inc, Ticker: DUUO) for the market cap figure. While the underlying product has high real-world utility, strong corporate backing, and market relevance, the score is heavily penalized by the unprofessional and inaccurate submission details.

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Score Breakdown

Real World Utility+22.5
Audience Reach Impact+8.0
Technical Innovation+5.25
Evidence Of Traction+11.25
Market Timing Relevance+8.5
Functional Completeness+0.25
Subtotal+55.75
Usefulness Multiplierx0.95
Final Score+317

Project Details

Project URL
duuo.ca
Description
Duuo by Co-operators develops embedded insurance solutions to meet the needs of our partners and their clients. We help our partners generate new revenue by offering best-in-class insurance to their clients directly through their app, platform, or website. Powered by Co-operators, we can customize pricing and coverage options to meet our partners’ unique needs and effectively enhance their customer experience. Our insurance solutions are designed to meet the needs of a variety of different industries including proptechs, fintechs, SAAS platforms, event management booking platforms, and more. We also work with property managers, event organizers, and venues to provide their clients with access to affordable, online insurance that can be purchased in minutes.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline