Proof of Usefulness Report

DriveWealth

Analysis completed on 1/24/2026

+617
Proof of Usefulness Score
Category Standard

DriveWealth is a verified fintech unicorn (valued at ~$2.85B in 2021) and a leader in embedded finance/fractional trading, powering major partners like Revolut and Cash App. The submission focuses on its Institutional division (formerly Cuttone & Co, founded 1984). While the project's actual utility, reach, and traction are exceptional, the submission itself was of very poor quality—containing inaccurate revenue data ('17M market cap' vs actual billions), lazy descriptions ('everyone'), and unprofessional contact details. The score reflects the massive real-world scale of the company, heavily penalized for the low-effort and inaccurate submission data.

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Score Breakdown

Real World Utility+285.0
Audience Reach Impact+144.0
Technical Innovation+127.5
Evidence Of Traction+118.8
Market Timing Relevance+95.0
Functional Completeness+2.5
Subtotal+772.8
Usefulness Multiplierx0.80
Final Score+617

Project Details

Project URL
Description
DriveWealth Institutional (DWI) is the institutional division of DriveWealth that was formed following the acquisition of Cuttone & Company, one of the largest independent NYSE Member firms. DriveWealth’s partners can benefit from DWI’s point of sale presence on the trading floor of the NYSE by utilizing order types that are only available to floor brokers. Partners can also access DWI’s custom algorithmic trading strategies, prime brokerage, and options execution platform.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline