Proof of Usefulness Report

Degree Insurance

Analysis completed on 1/19/2026

+68
Proof of Usefulness Score
You're In Business

Degree Insurance is a verified, high-potential venture addressing the critical issue of higher-education ROI through innovative actuarial guarantees. However, the submission itself was of low quality, containing demonstrably false claims regarding audience reach ('everyone') and traction ('most people have used my product'). While external verification confirms the company's legitimacy (founded by Wade Eyerly) and seed-stage pilots (e.g., Sterling College), the actual scale is currently minimal (<50k users). The score reflects high marks for utility and innovation, heavily penalized for poor evidence integrity and lack of verifiable widespread adoption.

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Score Breakdown

Real World Utility+33
Audience Reach Impact+1
Technical Innovation+12
Evidence Of Traction+3
Market Timing Relevance+9
Functional Completeness+0
Subtotal+61
Usefulness Multiplierx1.12
Final Score+68

Project Details

Project URL
degreeinsurance.co
Description
We have invented a novel insurance that guarantees that a college degree will work for each student. American Dream Insurance guarantees that a college graduate would make no less than the median salary based on their major for the 5 years following graduation. We sell the insurance directly to colleges and other organizations invested in college outcomes. Colleges then use the confidence in a guaranteed outcome to recruit and retain students. Students will have the confidence to enroll and graduate, knowing that their degree is guaranteed to work for them. It's new, it's innovative, and it's changing the landscape of higher education.
Audience Reach
everyone
Target Users
everyone
Technologies
Educational Institutions, Risk Management, Elearning
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline