Decentro is a verifiable, high-potential fintech infrastructure platform (Series A funded, YC S20) providing essential Banking-as-a-Service APIs. External validation confirms significant traction (~$2M+ revenue, 1,300+ B2B clients, ~70 employees) and strong product-market fit in the Indian/Singaporean embedded finance sector. However, the submission itself was of extremely poor quality, containing hyperbolic claims ('everyone', 'most people') and zero data, which significantly impacted the Response Quality and Quality Factor penalties. The score reflects the strong underlying business reality despite the weak submission.
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