Proof of Usefulness Report

CredSpot

Analysis completed on 2/6/2026

+33
Proof of Usefulness Score
You're In Business

The project 'CredSpot' (submitted under the name 'DeepClaw') operates in the competitive Brazilian fintech space, offering FGTS anticipation and consigned credit. While the core utility is valid, the submission is heavily penalized for credibility issues and data incoherence. The claim that 'most people have used my product' is demonstrably false for a niche financial service, and listing 'everyone' as the target audience demonstrates a lack of market focus. The revenue field cites 'marketcap' rather than cash flow, and the disparity between a claimed 30-person team and the low-quality submission suggests either data error or exaggeration. Consequently, the score reflects minimal verifiable traction and high uncertainty.

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Score Breakdown

Real World Utility+17.50
Audience Reach Impact+1.00
Technical Innovation+3.00
Evidence Of Traction+1.25
Market Timing Relevance+6.00
Functional Completeness+0.25
Subtotal+29
Usefulness Multiplierx1.15
Final Score+33

Project Details

Project URL
Description
A CredSpot é uma plataforma digital que distribui crédito de forma simples, justa e 100% online. Nosso propósito é claro: democratizar o acesso ao crédito, de forma ágil, segura e com taxas acessíveis. Hoje temos ativos os produtos de Antecipação de Saque Aniversário (FGTS) e também o novo Consignado para CLT. Se você é proprietário ou faz parte de uma empresa, que queira monetizar a sua base de clientes com serviços financeiros, ou se você ja é um correspondente bancário, você pode se tornar um parceiro da CredSpot e escalar ainda mais o seu negócio. Oferecemos: Parcerias via link tagueado/rastreado Parcerias com digitação de contrato em CRM Parcerias via API de crédito

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline