Proof of Usefulness Report

Credicorp

Analysis completed on 1/28/2026

+482
Proof of Usefulness Score
Industry Mainstay

Credicorp is a verified, massive financial holding company (market cap >$12B) with dominance in the Andean region. However, the submission quality is extremely poor, containing vague assertions ('everyone', 'most people'), incorrect data (Launch Date 2019), and odd formatting. While the Real-World Utility and underlying Traction are exceptionally high, the score is heavily penalized by the lack of specific evidence and low-effort response quality. The domain 'grupocredicorp.com' confirms legitimacy, preventing a rejection.

Ready to Compete for $150k+ in Prizes?

Move this data into a HackerNoon blog draft to become eligible for your share of $150k+ in cash and software prizes

View All Reports

Score Breakdown

Real World Utility2.5)
Audience Reach Impact2.0)
Technical Innovation1.5)
Evidence Of Traction2.5)
Market Timing Relevance1.0)
Functional Completeness0.5)
Subtotal+541.25
Usefulness Multiplierx0.89
Final Score+482

Project Details

Project URL
grupocredicorp.com
Description
Somos el grupo financiero líder en el Perú con una vasta experiencia en el mercado peruano. Contamos con una sólida plataforma de Banca Comercial reforzada por una importante presencia en Banca de Inversión en Latinoamérica destinada a desarrollar el potencial de la región y acompañar a nuestros clientes en su crecimiento. Ofrecemos un modelo de servicios financieros completo y diversificado en países como Perú, Bolivia, Estados Unidos, Panamá, Chile y Colombia; y desarrollamos operaciones esencialmente a través de nuestras seis principales subsidiarias: Banco de Crédito del Perú, BCP Bolivia, Mibanco, Pacífico Compañía de Seguros y Reaseguros, Prima AFP, Atlantic Security Bank y Credicorp Capital. El negocio de Credicorp se concentra principalmente en cuatro líneas de negocio: Banca Universal, Microfinanzas, Seguros y Pensiones, y Asesoría y Gestión de Inversiones.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline