Copper State Credit Union

Copper State Credit Union is a verified, substantial financial institution with over $600M in assets and ~43,000 members, resulting in high Real-World Utility and Evidence of Traction scores. However, the submission itself was of low quality, featuring hyperbolic claims ('most people have used my product') and inaccurate audience data ('everyone'), which negatively impacted the Quality Factors for Reach and Traction. The 'Market Cap' figure provided ($75M) closely aligns with the institution's actual net worth/capital, suggesting internal knowledge despite the casual submission style. The project uses standard industry technology (Jack Henry) rather than custom innovation. The final score reflects a solid, established business penalized for a poor submission.