Proof of Usefulness Report

Contiant

Analysis completed on 2/3/2026

+73
Proof of Usefulness Score
You're In Business

Contiant is a verifiable open banking provider with significant market traction (~200k monthly visits as of late 2025), positioning it as a legitimate B2B fintech player. However, the submission quality is critically low, characterized by hyperbolic claims ('most people have used my product') and missing financial data. While the project demonstrates real-world utility and decent adoption, the PoU score is heavily penalized by the lack of professional evidence and the low-effort response from the submitter.

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Score Breakdown

Real World Utility+21.25
Audience Reach Impact+9.60
Technical Innovation+8.40
Evidence Of Traction+14.00
Market Timing Relevance+8.50
Functional Completeness+0.25
Subtotal+62
Usefulness Multiplierx1.18
Final Score+73

Project Details

Project URL
contiant.com
Description
Contiant is open banking services provider that specialises in payments initiation and account information services. Our aim is to provide payments that are faster, cheaper and more secure than credit cards. We strive to achieve this via our “Payments hub” product which consists of three sub-products -> Conversion wizard; Payments intelligence and Cockpit. With our second product “Data hub” we provide real-time access to merchants of consumers bank balances, transactions, account and identity information. Contiant is yet not just another open banking provider, but one that increases merchant conversions while they stay in full control throughout the whole payments journey. The AI and machine learning on top of the data hub provides one of a kind consumer financial behavior analysis and risk scoring. And all this complemented with the best in class API and reporting platform. Built from developers for developers.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline