Proof of Usefulness Report

CoBank

Analysis completed on 1/24/2026

+625
Proof of Usefulness Score
Category Standard

CoBank is a substantial, verified financial institution ($200B+ assets) critical to US rural infrastructure. However, the submission itself contains low-effort, inaccurate data (e.g., 'Team: 7500', 'Audience: everyone', 'StarShade'). The score reflects the massive real-world utility and traction of the entity, significantly penalized by the poor quality of the submission evidence.

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Score Breakdown

Real World Utility2.5)
Audience Reach Impact2.0)
Technical Innovation1.5)
Evidence Of Traction2.5)
Market Timing Relevance1.0)
Functional Completeness0.5)
Subtotal+657.8
Usefulness Multiplierx0.95
Final Score+625

Project Details

Project URL
Description
CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 75,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure, and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. CoBank is an Affirmative Action and Equal Employment Opportunity Employer. Farm Credit is an Equal Housing Lender, and an Equal Credit Opportunity Lender.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline