Coalition is a verifiable 'unicorn' ($5B valuation) and a market leader in 'Active Cyber Insurance', serving over 160,000 customers with >$775M in gross written premiums. The project demonstrates exceptional real-world utility, market timing, and traction, significantly outperforming the calibration baseline. However, the submission quality itself was poor, with vague fields ('everyone', 'most people') and a likely placeholder user name ('ShadowStone'), which incurred a penalty in the response quality and randomization factors. Despite the lazy submission, the underlying business fundamentals are elite.
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