Proof of Usefulness Report

CNote

Analysis completed on 1/18/2026

+529
Proof of Usefulness Score
Industry Mainstay

CNote is a verified, high-impact Series B fintech company with over $45M in funding and significant assets under management ($25M-$300M range), solving a genuine problem in the wealth gap/CDFI space. Despite the submission containing low-quality, hyperbolic data entry (e.g., 'most people have used my product', 'audience: everyone'), the underlying project is robust, revenue-generating (~$7M-$10M est.), and technically sound. The score reflects the high real-world utility and verified traction of the company, heavily penalized by the poor quality of the specific submission data provided.

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Score Breakdown

Real World Utility+35
Audience Reach Impact+6
Technical Innovation+11
Evidence Of Traction+21
Market Timing Relevance+9
Functional Completeness+0
Subtotal+83
Usefulness Multiplierx0.95
Final Score+529

Project Details

Project URL
Description
CNote is an award-winning impact investing platform that allows anyone to make money investing in causes and communities they care about.\n\nCNote investors have committed over $50 million to underserved communities across the country. Those investments have helped create over 3,000 jobs. Our vision is a world where every individual feels safe, financially secure, and prosperous.\n\nCNote directs every dollar invested toward funding female- and minority-led small businesses, affordable housing and economic development in financially underserved communities across America.
Audience Reach
everyone
Target Users
everyone
Technologies
Software Development
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline