Proof of Usefulness Report

Cloud Lending

Analysis completed on 1/17/2026

+85
Proof of Usefulness Score
You're In Business

The submission for 'Cloud Lending' (WhisperStorm) references a legitimate entity, Cloud Lending Solutions (acquired by Q2 in 2018). However, the submission itself is of extremely low quality, containing factually incorrect claims such as the audience being 'everyone' and traction being 'most people'. The B2B nature of the actual company contradicts these claims. Due to the lack of verifiable evidence, the generic nature of the descriptions, and the 'red flag' assertions, the project receives a minimal score reflecting a 'spam' or low-effort submission of a real legacy project.

Ready to Compete for $150k+ in Prizes?

Move this data into a HackerNoon blog draft to become eligible for your share of $150k+ in cash and software prizes

View All Reports

Score Breakdown

Real World Utility+5
Audience Reach Impact+1
Technical Innovation+2
Evidence Of Traction+1
Market Timing Relevance+2
Functional Completeness+0
Subtotal+11
Usefulness Multiplierx0.9
Final Score+85

Project Details

Project URL
cloudlendinginc.com
Description
Cloud Lending Inc. is leading innovations in addressing the technology needs of the financial services industry. We don't believe in making just software products. Instead, we believe in creating solutions for the financial services industry to help financial institutions to be a step ahead in meeting the demands of today's highly competitive and uncertain market. \n\nOur vision is to be a company that helps financial institutions to scale and innovate continually and stay competitive in a changing business environment by offering world-class banking \u0026 lending experience to their borrowers, irrespective of the company size. We do this with the help of technology by offering cutting-edge, cloud-based solutions which empower them with the agility to take advantage of the infinite opportunities out there in the market.\n\nWe’re headquartered in Foster City, California and have another office in Bangalore India.
Audience Reach
everyone
Target Users
everyone
Technologies
Cloud Computing, Software Development
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline