Click'nPay Technologies Zambia

Click'nPay is a verifiable fintech entity licensed by the Bank of Zambia with operations across Southern Africa. While the project has genuine utility and regulatory approval (a significant traction signal), the submission itself was extremely poor, featuring hyperbolic claims ('audience reach: everyone', 'most people have used my product') that contradict public data (~5K app downloads). The score reflects the legitimacy of the business weighed heavily against the low quality of the provided information and the discrepancy between claims and verifiable scale.