Proof of Usefulness Report

Citizens Financial Group

Analysis completed on 1/17/2026

+665
Proof of Usefulness Score
Category Standard

Citizens Financial Group is a major US financial institution with massive verifiable traction ($21B+ market cap, ~17k employees). Despite a low-quality submission (referencing the name 'LunarWing' and listing generic technologies), the entity's sheer scale, real-world utility, and market presence drive a high score. The score is penalized significantly in 'Innovation' and 'Response Quality' due to the lack of technical detail and the legacy nature of the business compared to high-growth tech startups.

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Score Breakdown

Real World Utility+225
Audience Reach Impact+190
Technical Innovation+7
Evidence Of Traction+237
Market Timing Relevance+50
Functional Completeness+5
Subtotal+715
Usefulness Multiplierx0.93
Final Score+665

Project Details

Project URL
citizensbank.com
Description
Citizens Financial Group, operating under the domain citizensbank.com, is a prominent American bank holding company headquartered in Providence, Rhode Island. It is one of the oldest and largest financial institutions in the United States, offering a wide range of banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. The bank provides services such as personal and business banking, wealth management, mortgage lending, and investment services. Citizens Financial Group is known for its commitment to customer service and community involvement, striving to deliver tailored financial solutions to meet the diverse needs of its clients.
Audience Reach
everyone
Target Users
everyone
Technologies
Banking, Social Media, Leadership
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline