Proof of Usefulness Report

BrainFinance

Analysis completed on 1/16/2026

+670
Proof of Usefulness Score
Category Standard

BrainFinance is a legitimate, established Canadian fintech company (founded 2014) with significant traction, including an estimated $11.3M in annual revenue and over 1 million users. While the submission itself was of very low quality (containing hyperbolic claims like 'everyone' and 'most people'), external verification confirms the company serves a genuine market need with a substantial team (50-200 employees) and functioning AI-driven credit products. The score reflects the strong business fundamentals, penalized moderately for the lack of specific evidence provided in the input.

Ready to Compete for $150k+ in Prizes?

Move this data into a HackerNoon blog draft to become eligible for your share of $150k+ in cash and software prizes

View All Reports

Score Breakdown

Real World Utility+90
Audience Reach Impact+64
Technical Innovation+75
Evidence Of Traction+73
Market Timing Relevance+80
Functional Completeness+5
Subtotal+728
Usefulness Multiplierx0.92
Final Score+670

Project Details

Project URL
Description
Our team combines financial experts, data geeks, mathematicians, computer scientists, and software engineers all working together to make fair and transparent credit available to everyone. We have designed a robust, scalable and unique all-in-one lending platform that can manage multiple products such as personal loans, lines of credit, auto loans, mortgages, point of sale financing and many others. Visite https://www.brainfinance.com/
Audience Reach
everyone
Target Users
everyone
Technologies
Banking, Cloud Computing, Software Development
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline