Bloom Money

Bloom Money is a legitimate UK-based fintech startup offering digital ROSCA (savings circles) for migrant communities, backed by ~£1M in seed funding (Zinal Growth, etc.) and serving roughly 13,000 active members. However, the submission itself is of extremely low quality, containing false claims ('everyone', 'most people have used my product') and lacking all specific metrics. While the project has genuine real-world utility and verified early traction, the Proof of Usefulness score is heavily penalized by the lack of credible evidence provided in the input and the deceptive reach claims.