Proof of Usefulness Report

Blend Labs

Analysis completed on 1/15/2026

+731
Proof of Usefulness Score
Category Standard

Blend Labs is a highly established public company (NYSE: BLND) providing critical infrastructure for digital lending, processing billions in mortgage volume. The project demonstrates exceptional real-world utility and massive traction, evidenced by its $880M+ market cap and adoption by major financial institutions. However, the submission itself was minimal, offering vague audience claims ('everyone') and lacking detailed user metrics, which negatively impacted the Response Quality and Audience Reach quality factors. Despite the low-effort submission, the undeniable scale and market presence of the underlying technology drive a high score.

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Score Breakdown

Real World Utility+230
Audience Reach Impact+153
Technical Innovation+120
Evidence Of Traction+237
Market Timing Relevance+85
Functional Completeness+5
Subtotal+830
Usefulness Multiplierx0.88
Final Score+731

Project Details

Project URL
blend.com
Description
Blend Labs, operating under the domain blend.com, is a technology company that specializes in providing digital lending solutions to financial institutions. The company offers a cloud-based platform designed to streamline the mortgage and consumer loan process, enhancing the customer experience and improving operational efficiency for lenders. By integrating with existing systems, Blend's technology helps banks, credit unions, and other financial service providers to offer a seamless, user-friendly application process for their clients. The platform supports a range of financial products, including mortgages, home equity, auto loans, and personal loans, enabling institutions to deliver faster and more transparent services.
Audience Reach
everyone
Target Users
everyone
Technologies
Banking, Software Development, Cloud Computing
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline