Beyla

The project 'Beyla' (beyla.ai) appears to be a legitimate UK-based fintech initiative aiming to build an AI-native business operating system for SMEs. Search results indicate it is an Innovate Finance member and is currently seeking FCA authorization. However, the submission itself contains critical discrepancies and highly suspect data. The claim that 'most people have used my product' is demonstrably false for a pre-launch, regulated financial service. Additionally, the metric 'all time marketcap: 50000' is nonsensical in this context (possibly referring to initial capital or confusing the project with a micro-cap crypto token). While the underlying concept of Agentic AI for payments is timely and high-utility, the submission's lack of seriousness, false traction claims, and poor quality result in a very low Proof of Usefulness score.