Proof of Usefulness Report

BCU

Analysis completed on 2/7/2026

+482
Proof of Usefulness Score
Industry Mainstay

BCU (Baxter Credit Union) is a highly established financial institution with over $5.9 billion in assets and ~350,000 members, demonstrating exceptional real-world utility and verified traction. However, the submission quality is critically low, featuring hyperbolic claims ('everyone', 'most people'), inaccurate financial data ($75M 'market cap' vs actual multi-billion asset base), and informal metadata ('LunarWing'). The score acknowledges the organization's significant real-world value while heavily penalizing the lack of accurate, supporting evidence in the submission.

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Score Breakdown

Real World Utility+238
Audience Reach Impact+80
Technical Innovation+30
Evidence Of Traction+113
Market Timing Relevance+60
Functional Completeness+3
Subtotal+524
Usefulness Multiplierx0.92
Final Score+482

Project Details

Project URL
bcu.org
Description
Your family’s financial plan is a living strategy, one that changes with your life, from new jobs and new locations to new family members and new aspirations. Your financial plan will better enable you and your family to live happy, long and peaceful lives, both during your working careers and throughout the years of retirement. At BCU Wealth Advisors, we are guides along this journey – we help you navigate your plan, taking time to understand your financial situation at every new event. As a subsidiary of BCU (Baxter Credit Union - BCU.org) we empower our clients with a range of personalized investment advisory solutions to support financial goals along the journey to discovering financial freedom. To learn more about BCU Wealth Advisors, please visit http://bit.ly/BCUWealthAdvisors

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline