Proof of Usefulness Report

Bank of America Merrill Lynch

Analysis completed on 1/23/2026

+626
Proof of Usefulness Score
Category Standard

The submission represents Bank of America Merrill Lynch, a global financial institution with immense real-world utility and verified traction well beyond the scale of typical startups. However, the submission quality is extremely low, relying on copy-pasted legal disclaimers and placeholder data (e.g., 'marketcap: 1000000001') rather than specific project details. While the entity's established market dominance drives a high score in utility, reach, and traction, the lack of technical insight and evidence of specific innovation significantly penalizes the Technical Innovation and Response Quality metrics. The final score reflects the massive scale of the business, tempered by the poor quality of the input data.

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Score Breakdown

Real World Utility+180.0
Audience Reach Impact+190.0
Technical Innovation+37.5
Evidence Of Traction+190.0
Market Timing Relevance+80.0
Functional Completeness+2.5
Subtotal+680
Usefulness Multiplierx0.92
Final Score+626

Project Details

Project URL
Description
From local communities to global markets, we are dedicated to shaping the future responsibly and helping clients thrive in a changing world. “Bank of America Merrill Lynch” is the marketing name for the global banking and global markets businesses of Bank of America Corporation. Bank of America is a marketing name for the Retirement Services business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation (“Investment Banking Affiliates”), including, in the United States, BofA Securities, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated, and Merrill Lynch Professional Clearing Corp., all of which are registered broker-dealers and Members of SIPC, and in other jurisdictions, by locally registered entities. BofA Securities, Inc., Merrill Lynch, Pierce, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp. are registered as futures commission merchants with the CFTC and are members of the NFA. Investment products: Are Not FDIC Insured May Lose Value Are Not Bank Guaranteed Any opinions, views, statements, estimates or projections (“posts”) posted on this web page are solely those of the individual author(s). As such, posts by an employee of BofAML or any of its affiliates are solely those of such employee or agent and do not necessarily reflect the views of BofAML. BofAML is not responsible for the content, or output of external websites. For Terms and Conditions and Disclaimers, please visit go.bofaml.com/social. Bank of America LinkedIn Community Guidelines can be found at: http://about.bankofamerica.com/en-us/social-media/linkedin-community-guidelines.html

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline