Proof of Usefulness Report

Banco Nacional Ultramarino.

Analysis completed on 1/24/2026

+604
Proof of Usefulness Score
Category Standard

The submission represents Banco Nacional Ultramarino (BNU), a major note-issuing bank in Macau with over a century of history. While the submission quality is extremely low (vague descriptions, informal language), the use of a legitimate corporate email address (@bnu.com.mo) validates the entity. The project scores highly on utility, reach, and traction due to its status as a foundational financial institution, despite the lack of technical detail provided in the entry form.

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Score Breakdown

Real World Utility+18.4
Audience Reach Impact+17.0
Technical Innovation+2.25
Evidence Of Traction+23.75
Market Timing Relevance+4.0
Functional Completeness+0.25
Subtotal+65.65
Usefulness Multiplierx0.92
Final Score+604

Project Details

Project URL
bnu.com.mo
Description
BNU is a diversified and expanding local bank, which is proud of its history of supporting and serving the local community in Macau. For over a century, BNU has been working with individual customers and companies as their business partners. Being part of the CGD Group, one of the largest European financial institutions with an extensive global network in 23 countries in Europe, Asia, Africa and Americas, BNU combines the local knowledge with international experience to offer its customers comprehensive and innovative banking solutions.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline