Baldecash is a verified fintech in Peru providing essential financing and laptop leasing for university students, addressing a high-utility problem in a developing market. External search confirms significant local traction with over 5,000 beneficiaries, ~S/. 15M ($4M USD) disbursed, and partnerships with major institutions (UPN, Cibertec). However, the submission quality was extremely poor, featuring lazy and inaccurate claims (e.g., 'most people have used my product', 'reach: everyone') which severely impacted the score. While the project has genuine value, its user base (<50k) places it in the 'Minimal to Early Traction' calibration bracket (0-100).
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