Proof of Usefulness Report

Baldecash

Analysis completed on 2/3/2026

+75
Proof of Usefulness Score
You're In Business

Baldecash is a verified fintech in Peru providing essential financing and laptop leasing for university students, addressing a high-utility problem in a developing market. External search confirms significant local traction with over 5,000 beneficiaries, ~S/. 15M ($4M USD) disbursed, and partnerships with major institutions (UPN, Cibertec). However, the submission quality was extremely poor, featuring lazy and inaccurate claims (e.g., 'most people have used my product', 'reach: everyone') which severely impacted the score. While the project has genuine value, its user base (<50k) places it in the 'Minimal to Early Traction' calibration bracket (0-100).

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Score Breakdown

Real World Utility+28.13
Audience Reach Impact+4.8
Technical Innovation+9
Evidence Of Traction+20.63
Market Timing Relevance+8
Functional Completeness+0.25
Subtotal+70.81
Usefulness Multiplierx1.06
Final Score+75

Project Details

Project URL
Description
Baldecash es un aliado de estudios para estudiantes universitarios. Nuestro objetivo es crear el acceso, mejorar la experiencia e incrementar el retorno de la educación superior. Sabemos que las limitaciones económicas son la principal causa de la deserción y también un condicionante de la calidad de la experiencia de estudio. Baldecash, a través de sus diferentes formatos de préstamos, ayuda a estudiantes en diferentes necesidades que van desde pagar sus estudios hasta la compra de materiales para cursos, inscripción en exámenes, clases de idiomas o pago de certificados.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline