Proof of Usefulness Report

At-Bay

Analysis completed on 1/14/2026

+686
Proof of Usefulness Score
Category Standard

At-Bay is a confirmed 'unicorn' in the InsurTech space, valued at ~$1.35B with verifiable annual recurring revenue exceeding $160M and a team of ~360+ employees. Despite the submission's low quality (using a pseudonym 'AncientBlade' and hyperbolic claims like 'everyone' and 'most people have used my product'), the underlying business entity is highly substantial. The project demonstrates exceptional real-world utility in cyber insurance and significant market traction. The score reflects the massive scale and success of the business, penalized slightly for the lack of detail and professionalism in the specific submission text provided.

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Score Breakdown

Real World Utility+180
Audience Reach Impact+136
Technical Innovation+76
Evidence Of Traction+237
Market Timing Relevance+90
Functional Completeness+2
Subtotal+722
Usefulness Multiplierx0.95
Final Score+686

Project Details

Project URL
Description
At-Bay is the insurance company for the digital age. By combining world-class technology with industry-leading insurance expertise, we designed an insurance company from the ground up that empowers businesses to thrive in the digital world.\n
Audience Reach
everyone
Target Users
everyone
Technologies
Risk Management
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline