Proof of Usefulness Report

Assured Guaranty

Analysis completed on 1/24/2026

+609
Proof of Usefulness Score
Category Standard

Assured Guaranty is a verifiable, NYSE-listed market leader in financial guaranty insurance (Ticker: AGO) with a multi-billion dollar market cap and decades of history since 1985. While the project has immense real-world utility and verified traction in securing public infrastructure (schools, hospitals, utilities), the submission itself was of extremely low quality, containing vague claims ('everyone', 'most people'), casual formatting, and non-standard data ('1000000001' market cap). The score reflects the massive verifiable scale of the entity, penalized significantly by the lack of effort and precise data in the submission.

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Score Breakdown

Real World Utility+225
Audience Reach Impact+180
Technical Innovation+30
Evidence Of Traction+118.75
Market Timing Relevance+85
Functional Completeness+2.5
Subtotal+641.25
Usefulness Multiplierx0.95
Final Score+609

Project Details

Description
Assured Guaranty is the leading provider of financial guaranty insurance. We guarantee timely payment of scheduled principal and interest when due on municipal, public infrastructure and structured financings. Issuers use our financial guarantees to lower their cost of funds, broaden distribution and diversify funding sources. For more than three decades, our insurance subsidiaries have helped to lower the cost of borrowing for municipalities and other issuers across the United States by guaranteeing a wide range of tax-exempt and taxable, investment-grade, municipal bonds that are supported by either tax revenues or revenues from essential public projects or services. From schools to clean water, from transportation projects to hospitals and more, we help municipalities build sustainable public infrastructure and better serve their residents, including their underserved and at-risk communities. We are also active in the United Kingdom, Europe, Australia and other developed countries, where we guarantee public-private partnership, local authority and regulated utility financings. In structured finance, globally, we guarantee asset securitizations and craft custom applications of our guarantees to assist our institutional clients in managing their portfolio risk and capital. For investors, our value proposition includes not only the security of our unconditional, irrevocable guaranty but also our experienced credit selection, underwriting and surveillance. Our business model has proven its resilience through multiple business cycles, and we have demonstrated our commitment to maintaining the financial strength to protect our policyholders for the life of their insured investments.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline