Proof of Usefulness Report

Assembly

Analysis completed on 1/14/2026

+624
Proof of Usefulness Score
Category Standard

The project 'Assembly' is identified as Assembly Payments, which merged with CurrencyFair in 2021 to form 'Zai'. This is a major fintech entity processing billions in volume with backing from Standard Chartered. While the entity's real-world traction and utility are exceptionally high, the submission itself is of poor quality (using the old brand name, vague claims like 'most people', and lacking specific metrics). The score reflects the verifiable success of the underlying business (Zai) but is penalized by the low quality of the provided evidence.

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Score Breakdown

Real World Utility+22
Audience Reach Impact+13
Technical Innovation+11
Evidence Of Traction+13
Market Timing Relevance+8
Functional Completeness+0
Subtotal+69
Usefulness Multiplierx0.9
Final Score+624

Project Details

Project URL
assemblypayments.com
Description
Assembly, operating under the domain assemblypayments.com, is a company that specializes in providing comprehensive payment solutions. They focus on delivering innovative and secure payment processing services that cater to businesses of all sizes. Assembly offers a range of financial technology products designed to streamline transactions, enhance payment security, and improve the overall efficiency of financial operations. Their services are tailored to meet the needs of various industries, ensuring seamless integration and support for their clients' payment processing requirements. With a commitment to innovation and customer satisfaction, Assembly aims to empower businesses with the tools they need to manage their financial transactions effectively.
Audience Reach
everyone
Target Users
everyone
Technologies
Fintech, It Services, Messaging Communications
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline