Proof of Usefulness Report

ARTH

Analysis completed on 2/7/2026

+358
Proof of Usefulness Score
Certified Problem Solver

ARTH (Arthimpact Digital Loans) is a legitimate, regulated NBFC in India providing micro-credit to MSMEs. External verification confirms ~$1.2M+ annual revenue, ~80 employees, and ~650k customers, contradicting the submission's lazy claims of 'everyone' and 'most people'. The project has high real-world utility and verified traction, but the score is penalized heavily by the low-quality, exaggerated submission data.

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Score Breakdown

Real World Utility2.5)
Audience Reach Impact2.0)
Technical Innovation1.5)
Evidence Of Traction2.5)
Market Timing Relevance1.0)
Functional Completeness0.5)
Subtotal+389
Usefulness Multiplierx0.92
Final Score+358

Project Details

Project URL
Description
ARTH is a regulated mission-driven financial technology company delivering access to responsible finance & capacity building tools to small businesses across India.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline