ARTH (Arthimpact Digital Loans) is a legitimate, regulated NBFC in India providing micro-credit to MSMEs. External verification confirms ~$1.2M+ annual revenue, ~80 employees, and ~650k customers, contradicting the submission's lazy claims of 'everyone' and 'most people'. The project has high real-world utility and verified traction, but the score is penalized heavily by the low-quality, exaggerated submission data.
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