Proof of Usefulness Report

Anytime

Analysis completed on 1/11/2026

+625
Proof of Usefulness Score
Category Standard

Anytime (anyti.me) is a legitimate, well-established French neobank for SMEs, acquired by Orange Bank in 2021. External verification confirms substantial traction (~100k B2B customers, profitable operations) and a team size consistent with the submission (122 employees). However, the project submission itself is of extremely low quality, containing sarcastic claims ('most people have used my product'), false audience data ('everyone'), and missing financials. The score reflects the high value and proven success of the actual business, heavily penalized by Quality Factors due to the lack of credible evidence provided in the entry.

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Score Breakdown

Real World Utility+22
Audience Reach Impact+8
Technical Innovation+9
Evidence Of Traction+11
Market Timing Relevance+7
Functional Completeness+0
Subtotal+598
Usefulness Multiplierx1.04
Final Score+625

Project Details

Project URL
Description
We think it's (Any)time for a bank to make your life easier, not harder and breath new life to the banking system. No false promises here. \n\nWe are Digital, we are Technology \u0026 Data, because our Apps and Bankstore make your life easier and puts you in control. We bring your friends, your community, \u0026 your customers closer to you. \n\nWhether you area freelancer, a self employer, or small business, Anytime constantly helps you get more from your hard-earned money and more free time to enjoy it. \n\nBuy, sell, refund, manage, collect and send money, but not only… Plenty more goodies to avoid you the usual money pitfalls such as overdrafts or missed payments:\n• FR IBAN with a Mastercard\n• simple, secure and multi service account\n• SMS payments \n• expenses management\n• mPOS Payment Terminal\n• accounting\nto anyone with or without bank account!\n\n----------- \nFor fintechs, banks, insurance companies and SMEs, Anytime's is also available in white label (Open banking platform RESTFul)
Audience Reach
everyone
Target Users
everyone
Technologies
Fintech, Banking, Social Media
Traction Evidence
most people have used my product

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline