Proof of Usefulness Report

Angle Finance

Analysis completed on 2/7/2026

+584
Proof of Usefulness Score
Industry Mainstay

Angle Finance is a major Australian non-bank lender with significant scale (verified acquisition of Westpac's $500M+ vendor finance and $1B+ auto finance portfolios), far exceeding the submission's modest claims. While the project entity represents a high-utility, large-scale financial service backed by Cerberus Capital Management, the submission itself was of very low quality (e.g., claiming 'everyone' as the audience and providing zero verifiable metrics). The score reflects the massive real-world traction verified externally, penalized significantly for the lack of professional detail in the entry.

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Score Breakdown

Real World Utility+225.0
Audience Reach Impact+119.0
Technical Innovation+72.0
Evidence Of Traction+142.5
Market Timing Relevance+85.0
Functional Completeness+5.0
Subtotal+648.5
Usefulness Multiplierx0.90
Final Score+584

Project Details

Project URL
anglefinance.com.au
Description
We’re not a bank, on purpose! At Angle Finance, we do asset finance differently. We're a proudly non-bank lender backing Aussie small and medium businesses with smart, fast, and flexible finance. Since 2019, we’ve been helping brokers cut through the red tape and get deals done, without the usual headaches. Backed by global investment heavyweight Cerberus Capital Management, we’ve got the strength to go big and the agility to move fast. Our edge? We actually listen. We build tech that works, service that delivers, and solutions that flex to fit real businesses, not just bank boxes. We put brokers first, always. That means transparency, speed, and no B.S., just straight-up support, real relationships, and results that speak for themselves.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline