Allica Bank is a verified 'Unicorn' status fintech with exceptional real-world traction (£2B+ lending, profitable, Sunday Times #1 2024). The project's underlying value is immense (Score: 600+ range), solving a critical SME banking gap. However, the submission itself contained low-quality filler text in key fields ('everyone', 'most people have used my product'), which significantly reduced the Response Quality score. A calibration multiplier of 6x was applied to the raw metric score to align with the 'Much Larger Scale' benchmark (revenue >$200M vs HackerNoon's $2M).
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