Proof of Usefulness Report

AFC SME Finance Inc.

Analysis completed on 2/7/2026

+374
Proof of Usefulness Score
Certified Problem Solver

AFC SME Finance Inc. is a legitimate subsidiary of the established Asialink Finance Corporation, indicated by a significant team size (125 employees) which suggests operational maturity beyond the submission's poor quality. While the core offering (SME financing) has high real-world utility, the submission suffers from hyperbolic claims (e.g., 'most people have used my product') and a lack of technological innovation. The score reflects a solid brick-and-mortar business foundation penalized heavily for low-effort data entry and zero technical novelty.

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Score Breakdown

Real World Utility+200.0
Audience Reach Impact+40.0
Technical Innovation+15.0
Evidence Of Traction+75.0
Market Timing Relevance+80.0
Functional Completeness+5.0
Subtotal+415
Usefulness Multiplierx0.9
Final Score+374

Project Details

Project URL
afcsme.com.ph
Description
AFC SME Finance, Inc. is a growing Filipino-owned financing company that provides fast and secured real estate loans. Established in 2018, as a subsidiary of Asialink Finance Corporation, AFC SME entered the market with a dedicated portfolio to serve micro, small, and medium enterprises through financing. However, with an increase in real estate activities nationwide, AFC SME pivoted to provide a more secured and strategic financing option that will propel local businesses to grow. AFC SME takes on the mission to become an integral support system for local business owners to live a meaningful life by achieving business success. The company envisions to provide Filipinos the option to utilize their assets and properties as a leverage to finance personal and business requirements. AFC SME Finance, Inc. is a member of the Asialink group of companies. It is pillared on decades of excellence and influence that of Asialink Finance Corporation and its board of directors continue to demonstrate in the finance sector.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline